Thomas A. Zamagni ChFC, CLU

I've spent nearly five decades in financial services, which means I've seen multiple market cycles, countless economic shifts, and thousands of families navigate major financial decisions. That perspective matters when you're helping people plan for retirement or thinking through legacy strategies that affect multiple generations.

I hold the Chartered Financial Consultant (ChFC®) and Chartered Life Underwriter (CLU®) designations, and my focus has always been on comprehensive planning, retirement income, and life insurance strategies. But the real education has come from working with clients over the years and understanding what actually helps people feel confident about their financial futures.

My wife and I have been married for 48 years, and we've lived in Hanson, Massachusetts, for 43 of those years. We raised three daughters here, and now we have ten grandchildren. That family experience absolutely shapes how I think about planning. When clients talk about wanting to leave something behind for their kids or help with their grandchildren's education, I understand what that means on a personal level.

I spent 26 years coaching high school soccer and 36 years coaching youth sports. Coaching taught me a lot about patience, preparation, and helping people develop skills over time rather than expecting instant results. Those same principles apply to financial planning. You build something meaningful step by step, and you adjust as circumstances change.

When I'm not working with clients or spending time with family, you'll usually find me on the golf course. It's a good reminder that even after decades of practice, there's always something new to learn.